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investment journey

Investors are protected by the presence of a security agent, Aether Financial Services (AFS). AFS is an independent financial agent and payment service provider regulated by the ACPR (REGAFi identifier 728021).They hold pledges of Homaio's bank and EU Registry trading accounts. They are charged with the protection of investors in case of a default of Homaio. In all cases, your investment remains secure.

EUAs are traded on a market involving tens of thousands of participants. The daily trading volume is around 3 billion euros, or 900 billion per year. Therefore, we always have a counterparty to buy the EUAs we wish to sell at the market price.

Investing in EUAs (European Union Allowances) can involve risks related to politics, technological advancement, or macroeconomics. Politically, there can be shifts in EU-wide regulations. Some of these changes might be temporary, leveraging the EU ETS as a strong policy tool to address broader social or economic crises. Other changes could result from a major shift in climate ambition and a reevaluation of the bloc’s core priorities. While individual member states might express doubts about their commitment to the EU ETS, the union-wide nature of the mechanism ensures that these localized concerns cannot fundamentally undermine the market. Technologically, advancements in renewable energy and emission reduction technologies could decrease the demand for EUAs, affecting their market value. This transition is gradual and monitored, allowing the market to adjust accordingly. Economically, fluctuations in market conditions, such as economic downturns or changes in industrial production, can influence EUA prices and liquidity. However, the EU ETS can anticipate and counteract these dynamics through its expansion and the anticipated rise in demand from newly included sectors. Our platform provides comprehensive information and resources to help you make informed decisions.

Bonds backed by EUAs are a risky investment, with a risk of partial or total loss of the capital invested. Ensure that this matches your risk profile and that the amount of your investment corresponds to the level of risk you are willing to take. Have precautionary savings and only invest a small portion of your financial assets.

We offer several options to meet the varying demands of private and family investors, as well as those of our partners, whose profiles are quite diverse. The minimum subscription amounts differ depending on these offers. However, we are unable to process investments below €1,000.

The fee structure consists of two parts: entry fees and management fees. Entry fees are a percentage of your investment amount. Management fees are a percentage of the average value of your portfolio throughout the year. We average the daily values based on the closing price of EUAs. These fees are deducted on each anniversary date of your subscription. The percentage amounts depend on the size of your investment. There are no other fees: no transaction fees, no exit fees.

After a minimum holding period of a few months (exact duration depends on your investment amount), you can request the redemption of all or part of your bonds. This involves selling the associated EUAs at the next available market price, depending on when you request the redemption. You can request the redemption of your bonds directly through your client dashboard. You will receive the funds in your account within 2 or 3 business days.

In the short term, EUAs are a volatile asset, influenced by various economic factors. They are particularly sensitive to energy prices, themselves affected by geopolitical events. It is in the long term that market fundamentals are expressed and the impact on decarbonization trajectories realized. Therefore, we aim to serve individuals buy and hold approach that value the market fundamentals. At the same time, we want to maintain liquidity. Hence, we have implemented a minimum holding period of a few months to strike this balance.

You can find detailed terms and pricing information directly on our platform. We provide you with access to all the specific terms and pricing that are tailored to your unique requirements, including details relevant to your investment amount. Our platform is designed to be transparent and straightforward, empowering you to make well-informed decisions confidently. If you have any questions at all, please feel free to reach out to us. Our team is here and eager to assist you every step of the way. Whether you need clarification on the investment options available, want to understand more about our fee structure, or simply seek guidance on how to get started, we are dedicated to providing you with the information and support you need to make the best choices for your financial goals.